• The Journal of pediatrics · Feb 2013

    Parents' perspectives on their children's health insurance: plight of the underinsured.

    • William Spears, John Pascoe, Harry Khamis, Caroline I McNicholas, and Greg Eberhart.
    • Department of Pediatrics, Wright State University Boonshoft School of Medicine, Dayton, OH 45404, USA. William.spears@wright.edu
    • J. Pediatr. 2013 Feb 1; 162 (2): 403-8.e1.

    ObjectivesTo determine the prevalence and correlates of children's underinsurance within a primary care, practice-based research network.Study DesignA survey of 13 practices within the Southwestern Ohio Ambulatory Research Network using the Medical Expenses for Children Survey in 2009 and 2010 yielded a sample of 2972 parents of children >6 months old with health insurance in the previous 12 months. Data were analyzed using bivariate and loglinear model analyses.ResultsOf the study children, 17.2% were classified as underinsured because of their inability to pay for ≥ 1 of their pediatrician's recommendations for care in the past 12 months. In addition, 15.5% reported it was harder to get medical care for their child in the past 3 years, and 6.5% indicated that their child's health had suffered. Multivariate analysis reveals complex relationships among the 3 factors related to ability to obtain care and between these factors and sociodemographic and health status factors. Across education and income categories, the underinsured rate ranged from 57% to 93% for parents who reported their child's health had suffered.ConclusionsOne in 6 parents reported that their child was underinsured. A similar percentage reported that it had become more difficult to get needed medical care over the past 3 years. The relationship between the perception that an underinsured child's health has suffered is much stronger for the highest socioeconomic category in this sample than for the other categories; 93% of these families were underinsured in 2009. It is possible that high deductible features of insurance plans contribute to these circumstances.Copyright © 2013 Mosby, Inc. All rights reserved.

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