Journal of health & social policy
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J Health Soc Policy · Jan 2001
ReviewProviding behavioral incentives for improved health in aging and Medicare cost control: a policy proposal for Universal Medical Savings Accounts.
This paper examines policy options for addressing health care challenges posed by the aging of the baby boom generation. Universal Medical Savings Accounts (UMSAs) are proposed. ⋯ The policy would control costs while promoting quality, accessible, and affordable health care. UMSAs provide new behavioral incentives, both for cost-conscious health care decision-making and for healthy lifestyle choices.
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J Health Soc Policy · Jan 2001
Comparative StudyThe impact of health insurance status on emergency room services.
This study presents evidence from a major hospital that the uninsured received less care than privately insured patients when they came for emergency treatment, even when the insured and uninsured had similar diagnoses. Uninsured emergency patients were also less likely to be admitted to the hospital than insured emergency patients. Among those treated and released, the uninsured have lower discharge costs than privately insured patients. Among those patients admitted to the hospital, however, the costs of treatment were quite similar for insured and uninsured patients alike.